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Save Money, Keep The Romance

By: FinWise Bank

Valentine's couple

Valentine’s Day can be such a wonderful day celebrating with loved ones, whether you have a significant other or not. The fun colors, sweet treats, and spending time with the people who matter most in your life.

According to the National Retail Federation Consumers planned to spend $164.76 on Valentine’s Day in 2021.  If two people in a household are spending this much, that’s over $300.

Here are some ideas on how to save money but keep the romance.

1. Save Money on Costly Floral Arrangements

Instead of buying flowers from a florist – consider pretending you are a florist for a day. Grab an inexpensive bouquet or bouquets from the grocery store or from your own garden and look up fun ways to arrange your flowers for your loved one.

Delivery can also add up, so instead of paying for delivery – surprise your loved one with flowers and a visit on your lunch break.


2. Big Greeting Card companies may not need your money as much as you do

Putting thought and effort into a gift shows you care. Consider learning how to draw basic animals, hearts, and come up with a cute saying and message to put in your valentine card.

For example:

“Owl always love you” illustrated with an owl and a heart.

“Puppy Love” illustrated with a puppies and hearts.

3. Skip the fancy chain restaurant and eat local

Share the love not only with your significant other, but also your community. Instead of going to a big fancy restaurant, try out a lesser known small local restaurant. This may also help you avoid overcrowded restaurants on this special occasion.

Want to skip the crowds all together? Cook your favorite meal at home.


There are plenty of ways to celebrate the day of love at a cost you will love. Remember, it’s the people you share Valentine’s Day with that matter more than all the hype and gifts you can give.

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